The City of Orem will provide homeowners grant and/or loan funding up to $15,000 to repair critical damage to homes or eliminate specific and immediate hazards to health, safety, and/or sanitation. Homeowners can also replace or repair windows, electrical, plumbing, fixtures, or roofs, paint exterior or interiors, do necessary remodeling, put in ADA improvements, and do additions (based on need).  The program will be available to all homeowners (single family, multi-family, and mobile homes) making less than 80 percent of the Area Median Income (based on HUD’s yearly MSA numbers) living in the City of Orem.


Grants and loans will be available as follows:


Homes appraising at or below the HUD HOME Sales Price Threshold (currently $330,600)


Families making 25 percent or less of the AMI

·$7,500 grant, no repayment required. 

·Additional funding needs ($15,000 total cost) – 10 year loans at 0% interest or 0% deferred loans due at sale of home or change in ownership on property.



Families making 50 percent or less of AMI

·$5,000 grant, no repayment required. 

·Additional funding needs ($15,000 total cost) – 10 year loan at 0% interest or 0% deferred loan due at sale of home or change in ownership on property.


Families making 51 to 80 percent of the AMI

·10 year loan at 0% interest or 0% deferred loan due at sale of home or change in ownership on property for up to $15,000.


Homes appraising above the HUD HOME Sales Price Threshold (currently $330,600)

Families making up to 80 percent of the AMI

·10 year loan at 0% interest or 0% deferred loan due at sale of home or change in ownership on property for up to $15,000.

Questions about this program can be directed to Kena Jo Mathews at kjmathews@orem.org or call 801-229-7023.